Protect Your Business With Workers Compensation Insurance
In Georgia, businesses are required to have workers compensation insurance if it employs three or more people, making it a necessity for most companies. This insurance protects your business and your employees if they are hurt on the job. If your business doesn’t have workers compensation coverage, you will have to pay for any work injuries out of pocket. This can be incredibly costly, even forcing some businesses to close.
Evaluating Your Workers Compensation Needs
Curry Maffett Insurance agents take the time to learn about your business and the precise type of work you do. We ask the right questions to ensure we correctly classify the type of work your employees are performing, as this can have a big impact on your workers compensation insurance. For example, if you own a business that primarily functions in an office setting, your workers compensation insurance needs will be different from a construction business with employees working with heavy equipment. Our agents go over any gray areas to make sure you are covered in the event of a workplace accident, even if it occurs outside of Georgia.
Controlling Risks & Reducing Costs
Our agents will work with you to develop work practices to mitigate losses and find ways to save your business as much money as possible. We can help you implement policies to qualify your business as a drug-free workplace, saving you on insurance costs. Our team can also recommend procedures and practices to ensure employees avoid long-term injuries and return to work safely after an injury.